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My stated intent with this blog is to help my fellow Boomers navigate through the morass of issues that are facing those of us born between 1946 and 1964 as we age together.  I think I know what those major issues are; at least I know which ones keep me awake at night.  In the interest of democracy and the realization that there are most probably many, many other issues facing Boomers that I have not yet encountered I tried a little experiment:  I GOOGLED “problems facing Boomers” and,  in 1/3 of a second I received 565,000 responses.  Five Hundred and Sixty Five Thousand!  It’s no wonder I have a hard time getting the recommended amount of sleep every night.

The first thing that jumped out at me was a FOX NEWS report from last year that simply stated “If MEDICAREENROLLrates of disease and disability continue at their current levels, America will become a nation of sick, senile, disenfranchised, impoverished seniors, with too few resources to care for them and astronomical medical costs that will cripple our economy.”  Cheery thought, that, but it kind of sums up challenge.  I don’t know about you but I am not looking forward to living out my golden years as a depressed, sickly old man wearing tattered Dockers and an old flannel shirt waiting on the veranda of my government subsidized housing for one of my grandchildren to pick me up for an outing to the local park, hoping I can remember his or her name when they arrive.  So, I suppose Health and Healthcare that is affordable needs to be at the top of the list of every Baby Boomer’s worry lineup.

Then, it seems, all the concerns about Money and Inflation combined with anticipated Longevity for Boomer’s in general.  In simple terms, the Fear of Outliving Assets commands a high place on every Boomer’s list.  How to know when enough is enough, that’s the rub.  Assuming you think you have “enough” when its time to cut back and try to enjoy whatever is left of your days with our Federal Budget Deficit running in excess of $1 Trillion per year with no end in sight and accumulated debt at $16.5 Trillion and growing is frightening to say the least.  It seems we are being led to believe that allowing the Federal Government to keep minting money at breakneck speed is a good thing for our economy.  The believe that somehow we will spend our way out of our national fiscal problems flies in the face of all lessons economic I learned over the last 60 years.  The simple concept that was taught that when there is more and more currency in the system chasing a finite amount of goods and services the effect squirts out as inflation seems to have been lost in the current environment.  Thinking about a day when you might take that last distribution from an IRA account because your money ain’t worth what it used to be and it cost a lot more to live to that point than you ever thought possible and you are left with nothing but a meager monthly distribution from Social Security to support yourself and your spouse that is younger and much healthier than you – now that’s the stuff of which nightmares are made.

Another worrisome issue that jumped out at me, one I had not considered on my own because I have a committed and caring spouse, are the unique challenges facing Single Baby Boomers as they age.  I was somewhat taken aback to read that 1 in 3 of the almost 80 Million Boomers is either divorced or never-married or widowed and of that population of more than 25 Million Americans only 10% fall into the widowed category.  Among the commonalities of this growing segment is that they tend to be younger, female and non-white.  As a group, they become disabled at almost twice the rate of married couples and are less likely to have adequate health insurance.  The obvious concerns of who will care for them if they do become incapable on their own are exacerbated by the economic challenges of living alone.

Many Boomer’s are part of what is known as the “Sandwich Generation“; simultaneously having to care for family members that are both older and younger.  I think we all know Boomers that have been ensnared in that web with a living parent that needs a significant amount of care and children that have either never left the nest or have returned as victims of the challenging economy or other social problems.  The tax of the energy and resources on our contemporaries that are caught as the meat in the middle of this sandwich can be overwhelming.

Functional Decline is another concern of Boomers that I personally hadn’t spent much time thinking about, although I find it distressing that what I once thought of as my razor-sharp memory needs ever more reliance upon a digital calendar for prompts about the normal and necessary parts of day-to-day living.

Abuse, Neglect and Financial Exploitation have their own places up and down the roster of those things about which to be concerned.  I have a friend that is an attorney specializing in Elder Law.  Apparently, the need for this specialty is growing exponentially.

Death and Dying mixed up with cultural and religious beliefs creates its own menu of concerns for Boomers who want to have a say in how their own lives end.   How and when to make their wishes known to family members and the worries about whether those wishes will be honored are among the details that must be reconciled.

Where To Live is another challenge facing Boomers.  Layering the desires to be close to (or not) other family members, health care facilities, recreational opportunities, entertainment, shopping and religious facilities with the need or willingness to move from an existing home creates another set of insecurities.

My goal over the coming period of time is to explore these issues in-depth and other concerns that are brought to my attention with a focus on how best to attack each of the challenges as we age together.  If there is something keeping you awake at night that you would like to have me address please let me know.


stock-illustration-5624775-barber-shop-toolsMy father passed away last year in October.  As a child of the 1950’s and 1960’s with 6 siblings you can imagine the stories and reminiscing that went on during the week’s worth of activities that brought us all together to celebrate our Dad’s life.  Growing up in Long Beach, California it never seemed we lacked for the necessities but luxuries, like haircuts in a barbershop, were rare with the financial demands that a family of 9 creates.

My Dad would assemble me and my 2 brothers in the garage every other Saturday with his electric clippers to administer the type of haircut one gets when they lose a bet or agrees to have their locks shorn in the name of charity.  The one point of differentiation between the 3 haircuts was that Dad always left my younger brother Bobby with an inch long strip of fringe covering the very top of his forehead as what can only be described as bangs.  At the time, I thought it was to help my mother identify him among the 7 of us kids but looking back on it I believe Dad thought that would make him tougher.  Given the level of abuse Bobby took from the rest of the pre-teens in our neighborhood over his “do” I believe my father was on to something.

If we wanted a different haircut, well, we needed to learn how to finance it.  When I was old enough to understand that the other half of the population that was not of my same sex (and not one of my 4 sisters) were worthy of my attention I reckoned it was worth $4 of my paper route money each fortnight  to allow the barber next to the Rexall drugstore to perform his artistry on my burgeoning locks. Another buck or so for Palmolive Hair Cream or ButchWax gave me the confidence I needed to be able to stand against the brick wall lining our high school gymnasium to watch the girls from our educational establishment dance together on Friday nights after the football games.

One marriage later, I purchased a “blow dryer” which allowed me to shape my rather substantial head of hair into various styles as I aged, each of which required a minimum of a half can of hairspray to hold in place.  By my 30’s I think I was spending upwards of $35 for my haircuts which were no longer provided by a barber but now a “stylist”.  I got pretty good at the home styling part until I started to notice that the amount of hair I was attempting to tease seemed to be progressively less and less and increasing amounts remained in my brush after the daily grooming routine was finished.  Once I eliminated the possibility that using too hot of a setting on my blow dryer was causing the reduction in volume I started reconfiguring the remaining product of my follicles in the most efficient way possible but never to the level of Donald Trump.  It worked well for years.

In 1998 I underwent a course of chemotherapy for Lymphoma and the predicted hair loss was acute.  By the end of the 2nd of 6 administrations of the “CHOP” regimen I did not have a hair anywhere.  Sympathetic friends and healthcare providers cheerfully reminded me that post-chemo hair comes back darker, thicker and even in the case of my string straight hair there was a chance it would have some curl.  Truthfully, I secretly loved the freedom of not having to deal with hair during the chemo intake period, especially since I was spending considerable time with my head firmly planted in the toilet bowl.  Nonetheless, once I completed the 6 month curative process I was eager to see just how dark, thick and curly my new mop would be.

What a load of bullcrap that turned out to be!  The regrowth post-chemotherapy stopped at the level of a quintessential Franciscan Monk’s hairline.  The dream of a screen test identifying me as the next leading man in a Hollywood Blockbuster was replaced by the reality that the only part for which I could ever be cast would be riding a burro with rosary beads draped around my neck trailing after Antonio Banderas in some godforsaken Mexican desert.

The really lousy part of it all, though, is that in spite of my inability to generate hair growth on the top of my head where it belongs, biology apparently dictates that the hair needs to get out somewhere.  I recall a few years ago my granddaughter, Sydney, then 5 or 6 years of age sitting on my lap when I recognized the look of fear and utter disgust in her eyes.  Papa, what’s wrong with your ears???”  She shrieked loud enough for Elvis to hear, wherever he is,  “OOOHHHH, its HAIR!!!” she warned anyone within earshot.  Once the crimson color left my face I deposited her on the floor and headed to the bathroom014 to see just exactly what frightened her so much.  Donning my reading glasses and with as much light as I could artificially create I looked at my ears in my wife’s magnified make up mirror.  What I saw would have brought weaker men to their knees.  Apparently my post-chemo hair recovery had consolidated itself in the edges and crevices of my ears in multicolored sprouts that had the consistency of 10 gauge electrical wire and grew in no discernible pattern.  I knew I needed to take action if for no other reason than to save my other grandchildren from the psychological trauma I had already caused my eldest.

I immediately turned to the Internet:  I found recommended methods for trimming the unwanted hair; ways to melt it away, wax it off and chemically remove it.  I learned that hair inside the ear canal actually has a useful purpose and must be dealt with more sensitively than the hirsute manifestation everywhere else on the half circles that stick out from the sides of my head.  I learned that electrolysis has a spotty record with stubborn ear hair and, by the way can, only be used on the outer ear in any event.  Never had I imagined that my problem seemed to be shared by nearly every man (and more than a few women) over the age of 39.  I felt only a little less embarrassed.

My visits to the barber shop these days to see Mike the Barber for my $15 Reverse fade with a 1 1/2, Zero on top are spent mostly with my barber using various implements to eradicate as much of the unruly hair growth that has since evolved from my ears to include an invasion of my eyebrows where 4 to 5 inch silver sprouts spring up literally overnight.  I find he does a far better job at controlling the affliction than I with my wife’s makeup mirror and the collection of implements I’ve acquired over the years.  Between visits, I do my best to control the ever present offenders with regular assists from Google …..

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